Pay by Link
Accept payments from anywhere with a secure link
With Pay by Link, merchants can allow their shoppers to make payments just by clicking a payment link and/or a QR code. The URL takes the cardholder to our Airwallex secure hosted payment page (redirect) where they can pay by simply entering the card details of their preferred payment method (cards or local payment methods). From there, the process is no different than a regular checkout process for an e-commerce transaction.
Pay by Link enables merchants to:
- Accept payments with a payment page that works with different devices
- Generate payment URLs or QR codes manually or programmatically by sending an API request
- Create reusable or one-time payment requests to accept multiple payments
- Customize the checkout page with their logo
- Add one more channel for merchants to accept payments (without technical integration required)
|Create reusable request with undefined amount and currency||✅|
|Create reusable request with predefined amount and currency||✅|
|Create one-time request with predefined amount and currency||✅|
|Define the expiry date for a payment request||✅|
|Customize the checkout page with your logo and business name||✅|
|Customize the payment URL||✅|
|Find your transactions in Webapp in the Payments summary page||✅|
|Include a merchant reference to each request||✅|
|Leave a message to your shoppers about the purchase they are making||✅|
|Deactivate a request||✅|
Merchants will be able to use either the webapp as well as our API to generate links.
Pay by Link automatically handles 3D Secure authentication, offering either frictionless or challenge flow depending on the card issuer’s requirements. For more information, see 3D Secure authentication .
In order to create a request for their shoppers, merchants will need to go through the traditional onboarding process and provide information about their business. After review, merchants will be able to share payment requests.
Once the onboarding process has been successfully passed, the merchants can easily create payment requests by simply clicking "New request".
The merchants can create either a one-time or reusable request. In the picture below, the reusable request feature is not activated. Additionally, the merchants can choose to share a payment request with a fixed amount and currency or leave it for the shopper to enter. If the merchant wants the shopper to enter the amount, the merchant will simply have to tick the box "Let your customer provide a payment amount". Shoppers can pay with the payment methods that the merchant has selected during the onboarding process.
The merchants can manage all the created requests in our web application. The merchants can take multiple actions from there:
- Edit a request
- Deactivate a request
- Delete a request
- View transactions made with a given request
Merchants can also review the transactions in Payments, on the left menu for more details. For more information on how to use our Web application, please refer to the Webapp Section on the left menu of our website.