Pay anywhere, anytime with Airwallex Borderless cards

Give your team a multi-currency card in seconds to take anywhere with Apple Pay and Google Pay™. Stay in control of employee expenses in a single place, in real-time.

Get started
Great
324 reviews on
324 reviews on
Trustpilot

For a list of compatible Apple Pay devices, see here. Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC.

Instant Virtual Visa Debit Cards

For a list of compatible Apple Pay devices, see here. Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC.

Company Cards

Regain control and visibility of team budgets and software subscriptions

virtual debit card transactions

Virtual cards that scale with you

Create a dedicated virtual card for each expense category or subscription to better track, manage or freeze spend.

Business Icon

Available in real-time

Activated instantly so you can make necessary purchases right away with Apple Pay or Google Pay™.

Coin Icon

No fees for Company cards

Create company cards and use Airwallex Expenses for free. Find out more about Company and Expense cards here.

Sign up
virtual debit card transactions

Employee Cards

Empower your team to pay for what they need

employee virtual and physical debit cards
Cards Icon

Create virtual or physical cards in minutes

Set your team up with dedicated logins and cards in a few clicks, with no branch visits needed. Start using right away on Apple Pay or Google Pay™.

Coin Icon

Track your card spend to budget in real-time

With your own employee login, you can track spend to monthly card limits so you stay ahead of your budget.

Document Icon

No more chasing down receipts

Eliminate the wait to be reimbursed for business expenses on your personal card and misplaced receipts. Activate your employee cards for $9 per cardholder per month. See full pricing details here.

Sign up
employee virtual and physical debit cards

Card management

Empower your team with corporate cards, without the overhead

Flexible limits for each card

Set flexible daily, monthly or transaction limits to help your team track to budget and limit risk of unexpected purchases.

Real-time visibility of global expenses

Sync expenses into Xero, including who made the transaction and where.

Manage your cards online

Create, freeze or cancel corporate cards in minutes to protect your business funds.

Sign up

Expense management

Manage card spend with in-built expense management

Spend on travel, food and subscriptions

Improve your oversight

Reconcile your expenses in one place and gain real-time visibility over your card spending.

Control spending as it happens

Track receipts, review expense approvals and set monthly card limits so you can stay ahead of your budget.

Save time on expense reporting

Assign expenses to the right accounting and tax categories with automatic transaction syncing to Xero.

Sign up
Spend on travel, food and subscriptions

Cost saving

Eliminate hidden fees on your international card spend

Multi-currency card transactions

0% international card transaction fees

No more surprise foreign transaction fees on expenses like software subscriptions or marketing. Reinvest every dollar back into growth.

Pay directly with your multi-currency balance

Expenses are charged directly from your multi-currency wallet, eliminating unnecessary FX conversions where possible.

Auto-convert at our best FX rates for international card transactions

Even when you don’t have the needed currency balance, we automatically convert your funds at our market-leading FX rates.

Create a card
Multi-currency card transactions

Xero Integration

Make bookkeeping a breeze

bank feeds showing payments reconciling into Xero

Quick and easy integration

Link your Airwallex and Xero accounts in just a few clicks.

Multi-currency transaction syncing

Sync your multi-currency Airwallex transactions to Xero, including who made the transaction and where.

Syncs hourly

Ensure your Xero transaction records are up to date for your accountant or bookkeeper.

bank feeds showing payments reconciling into Xero

What is a multi-currency card?

Airwallex multi currency cards

A multi currency card is a debit card that allows the user to make payments in multiple foreign currencies from held balances in an associated account. It can be used to pay for goods and services anywhere traditional credit and debit cards are accepted, both online and in store.

Airwallex Borderless Cards are issued by Visa and so can be used anywhere Visa payments are accepted.

Create a card
Airwallex multi currency cards

Introduction to your new business account

Get started

Customer story

Clipchamp empower their fast-growing, global teams with Airwallex

The finance team now has real-time visibility of global employee expenses in a single place, synced directly with their Xero account. Setting up new employee cards, with dedicated limits and logins now happens in minutes, not days. On top of that, Clipchamp saves over $1,500 each month on their cloud and subscription spend with 0% international card transaction fees.

90%

faster setup for new employees with cards


Airwallex products used

Read their story

Frequently Asked Questions

What is a multi-currency card?

A multi-currency card is a payment card you can use to make payments in multiple foreign currencies from balances in your associated business account.

An Airwallex multi-currency card lets you and your employees pay for goods and services anywhere traditional credit and debit cards are accepted, both online and in-store.

How does a multi-currency card work?

A multi-currency card is used like any other payment card.

The key difference is that you can use it to make payments in multiple foreign currencies without any unexpected international transaction fees.

Not only are multi-currency cards specifically designed for making international purchases, but they also let you load money onto your card in multiple currencies ahead of time.

What is the benefit of a multi-currency card?

Any business paying for goods and services in more than one currency will benefit from the reduced fees associated with a multi-currency card.

You can save money by loading funds onto your card in multiple currencies at a fixed, low-cost FX rate or pay when you need to in your home currency at the current FX rate.

For example, you may use it to purchase supplies from an overseas merchant or for your regular software subscriptions.

I was using employee cards for free, can I keep using them for free?

If you had at least one active Employee Card on or before 6 April 2022, you are considered a “grandfathered” customer. This means you won’t be charged for employee cards if you do not activate Airwallex Expenses. You will be charged for employee cards if you activate Airwallex Expenses, for the period during which it is active. Airwallex Expenses can be de-activated at any time, and you will no longer incur any fees relating to Employee Cards or Airwallex Expenses, after de-activation.

Do these prices include GST?

The listed prices are exclusive of GST.

What happens if I disable Airwallex Expenses part of the way through a cycle?

If you disable Airwallex Expenses during the cycle, you will retain access to your employee cards and you will continue to be billed for active cardholders.

Will I be charged for company cards?

You can continue to issue and use Company Cards, free of charge. Note that company cards are unavailable in Apple Pay or Google Pay.

We're not a bank, we're better.

Get started

Watch a 3-minute demo

Enter your details below to watch the demo:
Loading...
Cookies on the Airwallex website

We use cookies to give you a better experience on our website. If you continue without changing your settings, we’ll assume that you are happy to receive cookies. However, if you would like to, you can change your cookie settings at any time here